Welcome To vonsefcu.org

The Credit Union and our affiliate, VEFCU CUSO, understand the importance of protecting the privacy of our members. As such, we are committed to maintaining the confidentiality of each member’s financial records consistent with state and federal laws. The following sets forth our policies regarding our use and protection of your financial information.

During the course of business we collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms;

• Information we obtain when verifying the information we receive from you;

• Information about your transactions with us, our affiliates, or others; and

• Information we receive from a consumer reporting agency.

Generally, we may share all information that we may collect from you as described above, with third parties to complete transactions and maintain accounts and related records (such as data processing transactions and
records). We may also share such information with select third parties if: 1) you request or authorize it; 2) the information is provided to help complete a transaction initiated by you; 3) the information is provided to a consumer reporting agency in accordance with the Fair Credit Reporting Act; or 4) the disclosure otherwise is lawfully required or permitted.

Also, we may enter into agreements with other businesses to provide support or services to us or for one or more of our products, such as mailing houses that assist us in delivering your statements and other promotional materials. Under certain circumstances we may also enter into joint marketing agreements with other financial service providers, such as mortgage bankers, securities broker-dealers, and insurance companies
and agents. Before entering into relationships with such entities, we require them to agree to safeguard our member’s information and to comply with all applicable privacy laws.

Furthermore, we may also disclose nonpublic personal information about you to other nonaffiliated and affiliated third parties not described above as permitted by law and by our policies.

In addition, the Credit Union is affiliated with a service organization, VEFCU CUSO. The Credit Union and VEFCU CUSO share information about your accounts to provide the products and services you want.

If you decide to terminate your membership or become an inactive member, we will adhere to the privacy policies and practices as described in this notice.

Because of the limited way we share information with nonaffiliated and affiliated third parties, we are not required to provide you with the opportunity to opt-out from the disclosure of information to such third parties.

We restrict access to your personal and account information to those employees who need to know that information to provide products or services to you. Our employees access information about you when
needed to adminster your accounts, to provide requested services, or in response to a legally valid outside request or order (such as a subpoena). In addition, our employees may also access information to exercise
our rights under the law or pursuant to any agreement with you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

We strive to ensure that our records contain accurate information about you. If you see any inaccuracies in your statements, please call (626)444-1972. We will promptly investigate and make any necessary changes to
update your records.

Pursuant to the Fair Credit Reporting Act (”FCRA”), it is the Credit Union’s practice to share Transaction/Experience Information (as defined by the FCRA) with its affiliates and nonaffiliated third parties to the extent
permitted by law.

Our employees access information about you when needed to adminster your accounts, to provide requested services, or in response to a legally valid outside request or order (such as a subpoena). In addition, our
employees may also access information to exercise our rights under the law or pursuant to any agreement with you.