We're looking to refinance your vehicle loan and we'll give you a $100 Shell gas gift card! Just bring us your high-interest vehicle loan from any other lender and you won't have to drive on empty!

Over 13,000 Shell Gas Stations in the U.S. To find the nearest station nearest you, click here (or go to www.local.shell.com).

new vehicle rates as low as 3.99%APR

*Annual Percentage Rate (APR) effective 1/105 and is subject to change. The Vons Employees Federal Credit Union has a managed-risk credit program and rates may vary based upon the member's FICO score. Existing VEFCU auto loans are not eligible for refinancing. Minimum $5,000 loan balance required to receive $100 gift card, which will be sent to member's home address upon funding. Offer expires 12/31/05.


Planning to Finance your New Car?

Get your auto loan with us and we'll give you your next
one at the same 'low' interest rate!

Everyone has good interest rates today, but you've probably
noticed that interest rates are beginning to rise. That's why we've
developed a very special offer for select members. If you have
excellent credit, Vons Credit Union will finance your new car
at a competitive rate for three years. And, as long as you sell
that car and purchase a new one before the first loan expires,
we will give you the same rate on your next auto loan.

Now, no one knows what interest rates will do over the next
six years, but they certainly can't go much lower. So now is an
excellent time to take advantage of this offer. Some restrictions
apply and you must maintain a good credit rating for the dura
tion
of your initial loan. But if you have good credit and you're trying
to find the best option for auto financing, you've got nothing to
lose and a great rate to gain.

*Contact our Consumer Loan Department at ext. 452
for more information.



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